You can leave
Give notice, hand the car back, stop paying. No settlement figure, no early termination charge, no negotiation. This is the whole product.
Car subscriptions
Car subscriptions: one payment, almost everything included
The lowest-commitment way to have a car. A short minimum term, then month to month for as long as you want it — with servicing, road tax, warranty and breakdown cover already in the price.
In short
A car subscription is an all-inclusive monthly agreement covering the vehicle, servicing and maintenance, road fund licence, manufacturer warranty and breakdown assistance. You provide fully comprehensive insurance and fuel or electricity. After a minimum term of typically one to three months it rolls monthly with a notice period, so you can hand the car back when you no longer need it.
The case for
Why people choose a subscription over a lease
It comes down to one thing: whether you can honestly predict your next three years.
One predictable bill
Servicing, tyres on most agreements, road tax, warranty and breakdown are all inside the monthly figure. No unexpected garage invoice halfway through a term.
Try before you commit
Especially useful for electric cars. Six months tells you far more about whether an EV fits your life than any amount of research does.
Fast to arrange
In-stock vehicles can arrive in as little as 3–5 working days from a signed order and payment, against months for a factory-ordered lease car.
No residual value risk
You never own the car, so you never carry the risk of what it is worth in three years. That risk sits with us.
Works for business
Ideal for interim staff, fixed-length projects and directors who do not want a three-year commitment on the balance sheet.
No surprises
Exactly what is and is not included
Vehicle subscriptions usually cover everything essential: rental, maintenance and servicing, road fund licence, manufacturer warranty and breakdown assistance. All you need to provide is fully comprehensive insurance and fuel or electricity.
Included in your monthly payment
- Vehicle rental for the full agreement term
- Servicing and routine maintenance
- Road fund licence (road tax) for the duration
- Manufacturer warranty cover
- Breakdown assistance
- Nationwide delivery and end-of-term collection
You arrange separately
- Fully comprehensive insurance (you arrange this)
- Fuel or electricity
- Congestion, clean air and ULEZ charges
- Parking fines and speeding penalties
- Accidental damage, and wear beyond our return standards
- Excess mileage above your contracted allowance
Summary
Key facts at a glance
- Minimum term
- From 1 month. Best pricing from 90 days and over.
- How long can I keep it?
- Until the vehicle reaches three years old — no forced swaps
- Notice to return
- Just 5 working days, subject to availability and blackout periods
- Initial payment
- Usually one monthly rental — rental paid up front, not a deposit
- Refundable deposit
- May be required. Subject to status; the amount is set by the underwriters.
- Mileage
- Quoted per month — commonly 833 to 2,000 miles. Higher available.
- Excess mileage
- Charged at a pence-per-mile rate quoted before you commit
- Insurance
- You arrange fully comprehensive cover in your own name
- Delivery
- Nationwide across mainland UK; collection arranged at the end
- Who can apply
- Individuals and businesses, including new companies and expats
- Credit check
- Yes — all agreements are subject to status
Straight talk
When a subscription is the wrong answer
We would rather tell you this now than after you have signed.
- You know you need the car for two years. A fixed 24 month lease will cost you meaningfully less per month. Take the lease.
- You do very high mileage. Subscriptions price mileage tightly. Above roughly 2,000 miles a month, a lease with a bigger allowance is usually better value.
- You want to own the car at the end. A subscription never ends in ownership. You want PCP or hire purchase, not us.
- You need it for more than three years. You can keep a subscription car until it turns three years old, but not beyond. After that it is a conventional lease you need.
- You need it for under three weeks. Daily rental will be cheaper. We will tell you that if you ring.
Live fleet
Available now on subscription
A selection of what we can supply. Use the showroom for the full, live list and to filter by agreement type.
Cars available on subscription now
Practical
Insurance for a subscription car
You insure the car yourself, in your own name, on a fully comprehensive policy. Most mainstream insurers handle this without any difficulty — you are the registered keeper's authorised driver and the vehicle is on a hire agreement, which is a standard scenario.
Occasionally an insurer will be awkward about non-owned vehicles or short agreements. If that happens, our insurance partner eInsure writes cover specifically for leased and subscription vehicles.
Answers
Frequently asked questions
A car subscription is a single monthly payment that covers the vehicle, servicing and maintenance, road fund licence, manufacturer warranty and breakdown assistance. You add fully comprehensive insurance and fuel or electricity. After a short minimum term it runs month to month, so you can give notice and hand the car back rather than being locked into a multi-year contract.
Subscriptions start from one month, and pricing is at its best from 90 days and over. After the minimum term the agreement rolls on, and notice to return is just 5 working days — subject to availability and blackout periods. You can keep the same vehicle until it reaches three years old, so there are no forced swaps partway through.
No. Per month a subscription costs more than an equivalent fixed lease, because you are paying for the option to leave. It is usually cheaper than daily or weekly rental over anything longer than about three weeks, and it is far cheaper than exiting a three-year lease early.
You can keep the same vehicle until it reaches three years old. We do not force awkward swaps partway through, which is a common frustration with other subscription providers. If you do want to change vehicle that is usually possible, subject to availability and notice — but it is your choice, not something imposed on you.
Yes. You arrange fully comprehensive cover in your own name, which means you keep control of the policy, the excess and your no-claims bonus. Some subscription providers bundle insurance; we deliberately do not, because bundled cover is usually more expensive and you cannot build no-claims on it.
Yes, and it is one of the most common uses. Subscriptions suit interim staff, project-length hires and directors who do not want a company car sitting on the books for three years. Business prices are quoted excluding VAT.
Next step
Start a car subscription
Tell us the vehicle type, rough term and your postcode. We will confirm availability and send a written quote.